Buy or Finance Money-Saving Solar Panels for Home | Palmetto (2025)

Buy into savings with a custom solar energy system for your home, and tap into more solar options, more financial incentives, and more control of your clean energy future.

Get a quote

It’s time to upgrade your electricity

Technology has advanced dramatically in the last 20 years, and solar is no exception. Yet, many homeowners continue to rely on dated electricity grids and plans. By switching to solar, the future of electricity, you can unlock a host of benefits that fossil fuels simply can’t provide.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (5)

Boost your energy independence

Become your own clean energy provider and shield your finances from the rising cost of electricity.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (7)

Save money on your electricity bill

Solar helps lower your electricity bills by offsetting the energy you need from the grid.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (9)

Earn credits and incentives

Most home solar purchases are eligible for federal and/or local credits and incentives.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (11)

Increase the value of your home

Solar panels tend to increase a home’s sale price on the national real estate market.

See how much you can save with Palmetto Solar

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Get accustomed to customization

The same solar energy system, if installed on different roofs, would produce different savings. That’s why every solar energy system, including yours, is custom-designed based on the specifics of your home, finances, and household energy needs.

See your custom solution

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Rely on clear, inclusive pricing

All solar equipment and installation services—including design, permitting, installation, and inspection—are folded into one inclusive price and reflected in your estimate.

Get your free estimate

Choose how you invest in solar

There are many options when it comes to financing your solar energy system. Whether you want to pay with cash, a loan, or another option, Palmetto can help you break down payment options so you can make an informed decision.

Solar Cash Purchase

Solar Loan¹

Higher upfront costs, faster monthly savings

Get started with no money down

Greater long-term savings

Greater flexibility on payment schedule

Pocket your monthly electricity savings

Low monthly loan payments

Own your system outright

Select from multiple loan options

Three-part payment schedule; final payment due when your system is activated

5-25 year terms

2.9% processing fee

3.99-11.99% APR, may include financing fees

Credit application not required

Credit application required

Credit application not required

Credit application required

May be eligible for the 30% Residential Clean Energy Credit

May be eligible for the 30% Residential Clean Energy Credit

Concerned about the upfront costs?

While the upfront costs may be higher, homeowners who have the funds available and choose to pay cash will save more over the lifetime of their solar energy system.

Concerned about the 5-25 year loan terms?

While solar loans are designed to optimize monthly savings by spreading payments over the lifetime of your solar energy system, the average U.S. solar loan is either bought or paid off in less than 6 years.

Planning to move?

Solar-powered homes sell for 4.1% more on average than comparable homes without solar power, allowing homeowners to pay down any costs not yet covered by their electricity savings.

May be eligible for the 30% Residential Clean Energy Credit

Choose how you invest in solar

Solar Cash Purchase

Solar Loan

Higher upfront costs

Get started with no money down

Greater long-term savings

Greater flexibility on payment schedule

Pocket your monthly electricity savings

Low monthly loan payments

Own your system outright

Select from multiple loan options

Three-part payment schedule. Final payment due when your system is activated

7-25 year terms

2.9% processing fee

4.49-11.99% APR, may include financing fees

Credit application not required

Credit application required

May be eligible for the 30% Residential Clean Energy Credit

May be eligible for the 30% Residential Clean Energy Credit

Concerned about the upfront costs? While the upfront costs may be higher, homeowners who have the funds available and choose to pay cash will save [up to __%] more over the lifetime of their solar energy system.

Concerned about the 7-25 year loan terms? While solar loans are designed to optimize monthly savings by spreading payments over the lifetime of your solar energy system, the average U.S. solar loan is either bought or paid off in less than 6 years.

Planning to move?Solar-powered homes sell for 4.1% more on average than comparable homes without solar power, allowing homeowners to pay down any costs not yet covered by their electricity savings.

Planning to move?Solar-powered homes sell for 4.1% more on average than comparable homes without solar power, allowing homeowners to pay down any costs not yet covered by their electricity savings.

Buy or Finance Money-Saving Solar Panels for Home | Palmetto (22)

Buy or Finance Money-Saving Solar Panels for Home | Palmetto (23)

Recoup costs with solar tax credits and incentives

Solar tax credits and incentives can significantly reduce your total cost of investment, making solar ownership a more accessible and attractive option for many homeowners.

Learn more about incentives

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Safeguard your solar investment with Palmetto Protect

Choose one of our comprehensive solar protection plans and rely on proactive system monitoring, clear performance insights, superior service management, and our nationwide service network to keep your panels working at peak performance and efficiency.

Solar performance guarantee*

Proactive system monitoring

Intelligent issue detection

Parts and labor coverage*

*with Palmetto Protect Performance powered by Omnidian

Pre-vetted service network

Compare plans

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Safegaurd your savings with free maintenance and service

Avoid out-of-pocket costs with 25 years of Palmetto Protect, our solar maintenance and monitoring service, plus a 90% system production guarantee—both included in your energy plan.

25-year maintenance and protection

90% system production guarantee

Intelligent issue detection

5-star customer support

Pre-vetted service network

More questions?More answers.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (31)

About Palmetto

Learn how (and why) Palmetto is leading the world toward a clean energy future.

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Compare financing options

Curious how LightReach compares to solar purchase options? Find out.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (35)

LightReach Energy Plan

With a LightReach Energy Plan, we own the panels and you keep the savings.

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Solar resources

Find blogs, articles, videos, and resources for all things solar and clean energy.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (39)

How to save money with solar

Curious how solar savings work? Let’s break it down.

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Buy or Finance Money-Saving Solar Panels for Home | Palmetto (41)

Customer reviews

See why we were named the “best solar company for customer service” by CNET.

Clean energy is for everyone

Find out how much you could save with a Palmetto solar energy system for your home.

Connect with a Solar Advisor
Buy or Finance Money-Saving Solar Panels for Home | Palmetto (2025)
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